These General Terms and Conditions (“the Terms”) apply to the FF Forest portal at the website: https://ff-forest.com/en, further referred to as “the Portal,” “FF Forest,” “we,” “us,” and/or “our(s).”
For clarity, these Terms form a binding agreement between You and the Operator.
In these Terms, any user of the Portal, including employees, agents, affiliates, owners, partners, or any other entity related to such user, whether registered or considering registration, is addressed as “You” or “Your” concerning personal rights and liabilities, and as “user(s)” in a general context.
By utilizing the Portal, You confirm that You have read, understood, and explicitly agree to abide by these Terms. If you disagree, kindly refrain from using the Portal.
FF Forest reserves the right, at its sole discretion, to modify, add, or remove portions of these Terms at any time. It is Your responsibility to review these Terms for changes periodically. Continued use of the Portal after changes are posted indicates Your acceptance of and agreement to the modified Terms.
As long as You adhere to these Terms, FF Forest grants You a personal, non-exclusive, non-transferable, and limited privilege to access and use the Portal solely for its intended purposes and in accordance with applicable law.
The Operator operates the Portal where the User can opt to issue loans to SIA FF Forest or a company fully owned by SIA FF Forest, as well as to monitor and manage already issued loan(s).
For more information about the Operator, contact support@ff-forest.com.
By registering on the Portal and accepting these Terms, You enter into a legally binding agreement with the Operator. Only registered users are entitled to issue loans to SIA FF Forest.
When using the Portal, You confirm that you:
Do not register if you are a resident of a jurisdiction where the Operator is unauthorized to provide services or if your use of services is deemed illegal. You are responsible for ensuring that Your access and use are lawful in Your jurisdiction. The Operator may refuse, restrict, or terminate access where provision of services would be unlawful.
To activate your account, You must undergo the Know Your Customer (KYC) procedure as per SIA FF Forest Anti-Money Laundering (AML) policy. The Operator may request ongoing KYC/AML reviews and additional documentation at any time.
Your unique ID number, assigned upon registration, is the primary identification for use of the Portal. You must keep Your login credentials secure and not share them with third parties.
The Operator processes your data as defined in the Privacy Policy available on the Portal. By accepting the Terms, You consent to this data processing.
Personal data processing purposes include record-keeping, service provision, financial and statistical analysis, and rights protection. Processing may also include fraud prevention and compliance with legal obligations.
KYC data may be shared with third parties in compliance with applicable regulations. Data transfers may involve service providers and cross-border transfers subject to appropriate safeguards.
Identification is performed in accordance to the Operator's internal control system and AML policy.
You authorize us to verify your identity and use credit reports or third-party information.
Provide true, accurate, and up-to-date information. Notify us promptly of any changes. Failure to do so may result in suspension or termination of Your Account.
You undertake not to engage in illicit conduct, provide accurate information, use secure means for electronic communications, and promptly update changes. You must not interfere with or attempt to gain unauthorized access to the Portal, its systems, or other users' accounts.
False information may result in service termination.
Corporate customer may access the Portal through an individual serving as their legal representative, who must be registered as a User on the Portal.
Portal's information is not an offer or invitation to purchase investment-related advice, products, or services, nor is it directed at jurisdictions or individuals where such offers are unlawful. Users access the Portal voluntarily, at their own risk, and must comply with all applicable laws and regulations.
Users are responsible for assessing the suitability and risks of transactions on the Portal and should consult specialized advisors if needed. FF Forest as borrower or acting as the Operator does not provide banking, payment, investment, legal, tax, or accounting advice.
The Operator aims to keep the Portal operational, accessible, and secure. However, availability is not guaranteed, and maintenance or outages may occur.
The Operator is not liable for taxes resulting from your transactions. Additional services are subject to these Terms.
The Operator shall not be held liable for any loss or damage incurred by the User as a result of the Website or Portal being inaccessible at any time or for any reason.
The Operator reserves the right to modify the Portal at any time, including adding, altering, or removing features, at its sole discretion, without seeking the User's consent or providing prior notice. Additionally, the Operator may, at its discretion, discontinue the operation of the Portal at any time. Where legally required, the Operator will provide notice of material changes.
The Operator is not responsible for the accuracy or completeness of information provided by third parties if it is shared on the Portal in its original form as received. Users who identify incorrect information on the Portal are required to notify the Operator promptly.
Loan status statements are available at Portal.
Notify us of any discrepancies within 30 days of statement availability. If You do not notify within this period, the statement will be deemed accepted, except in case of manifest error or fraud.
You are solely responsible to determine and comply with applicable taxes related to your transactions.
Your account is non-transferable. Transfers require verification of the new user. Any purported transfer without the Operator's prior written consent is void.
Unauthorized Portal use is prohibited. You must notify the Operator immediately of suspected unauthorized access.
The Operator may unilateral change, amend (including fully replace) these Terms without notice, by posting an updated version on the Portal. Continued use implies Your acceptance of the Agreement as amended.
The Operator may restrict, terminate, or delete your account for various reasons, including breach of these Terms, regulatory requirements, risk management, fraud prevention, or inactivity.
To terminate, notify the Operator three business days in advance.
No fiduciary relationship is established.
Consider risks carefully. Loans may involve loss of capital, illiquidity, and regulatory risks. Past performance does not guarantee future results.
The Portal is provided “as is” without warranties of any kind, whether express or implied, including without limitation warranties of merchantability, fitness for a particular purpose, and non-infringement, to the maximum extent permitted by law.
The Operator is not liable for indirect or consequential damages, and You agree to indemnify the Operator and its affiliates, officers, directors, and employees from and against claims arising out of Your breach of these Terms or applicable law.
We may charge expenses related to legal procedures.
The Agreement is effective upon your account creation in Portal.
Terms are binding until account deletion and product commitments fulfilment. Certain provisions by their nature survive termination (e.g., liability, indemnity, data retention as required by law).
English versions of the Terms prevail in case of translation discrepancies.
Legal notices may be published on the Portal without additional notification. Notices may also be sent to Your registered email. Notices are deemed delivered when posted on the Portal or sent to Your email, as applicable.
All content on the Portal (including trademarks, logos, text, software, and designs) is owned by FF Forest or its licensors. You receive no rights other than the limited license in these Terms.
You must implement reasonable security on Your devices. The Operator uses reasonable technical and organizational measures but cannot guarantee absolute security.
The Operator may assign or transfer its rights and obligations under these Terms. You may not assign without the Operator's prior written consent.
These Terms shall be governed by the laws of the Republic of Latvia.
The Parties settle the disagreements and disputes arising from fulfilling the Agreement first and foremost by negotiations. If settling disagreements by negotiations is impossible, a dispute is settled in the competent court of the Republic of Latvia.
12.11.2025